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Visit www.annualcreditreport.com to get a free copy of your credit reports every 12 months from each of the three nationwide credit bureaus (equifax, experian and transunion) Only one website — annualcreditreport.com — is authorized. The three national credit reporting agencies—transunion, experian and equifax—are required by federal law to provide you with a free annual credit report. You can request by phone and call 877 factact;
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